Health Net of California has announced a blackout for individual & family coverage plans (IFP) in a couple of weeks. The blackout will be lifted when the new PPACA-compliant plans are approved and available for January 1, 2011.
The blackout will occur on November 18th (online quoting), and the last day to submit applications for December 1, 2010 start dates will be November 22nd. Any applications received after 11/22 will not be processed.
Any application submitted on or before 11/22 that is not approved and enrolled by 12/10/10 will be cancelled and returned to the applicant.
Health Net CA will advise agents as to the progress of the PPACA-compliant plans and at what point applications and online quoting will be made available after the blackout.
This blackout does not effect HIPAA plans, only underwritten coverage plans.
Health Net CA Blackout Coming Up
Anthem Health Plan Blackout (California IFP)
Anthem Blue Cross of California has today suspended it's online application program for individual & family health plans. The application will be unavailable until approximately October 1. I will update when it becomes available.
For those seeking quotes for Blue Cross coverage plans (non-HIPAA), currently over 75% of the plan portfolio is not available for sale pending Dept of Insurance approval of plan designs and rate changes. The PlanFinder tool will still work via my web site (www.davefluker.com) however it is currently only quoting the DMHC registered plans that have been approved (the expensive plans). I will update as soon as I receive word as to the availability of the new DOI-registered PPO plans.
These plans are currently being changed to meet PPACA guidelines including elimination of lifetime caps and addition of no-cost preventive services.
Currently Anthem is pending approvals for the following plan portfolios:
-SmartSense PPO
-Clear Protection PPO
-Core Guard PPO
-Premier PPO
-Lumenos PPO (HIA and HSA)
-3500 HSA PPO plan
These represent the lower-cost and non-maternity plans in the California market.
Should you use the PlanFinder tool, you will only be able to view the HMO plans and the two Share PPO plans (3500/7500) at this time.